Good Lender continued its strong growth in 2018

The growth in net sales was driven by the expansion of the business into new products. The company’s operating profit increased by 20.4% to EUR 25.8 million (EUR 21.4 million), of which Good Lender paid more than EUR 5 million in corporation tax in Finland.

Sales have grown over


Good Lender’s net sales have grown over 100% in the last three years. Our growth was driven by investments in customer acquisition optimization, new sales channels, and a scoring system that enables responsible lending.

In addition, our automated lending system has enabled our business to be scalable efficiently, and innovative new products have expanded our service offering. Our goal is to continue significant business growth, says John Dean, CEO of Good Lender Finance .

Good Lender’s profitability continued to be excellent and its operating margin was 57.3% (62.0%). The company is highly solvent and its equity ratio was 72.4% at the end of 2018.

Further growth from new products and new markets


Good Lender is a Finnish financial services company founded in 2006 and a leading provider of fully automatic credit solutions in Finland. The Company’s business consists of efficient and automated Financial Services, which include various types of credit, such as car financing.

  • In the future, we will invest more and more in our own financial technology and its development. We utilize the latest technology, such as artificial intelligence and machine learning, in our operations. Our strategy is to continue strong growth in our current market, internationalize and develop new innovative payment solutions for various sales channels.

We want to be an international and renowned financial services partner with advanced technology that enables you to buy and pay in various sales channels, says John Dean.

Good Lender in brief:

Good Lender in brief:

Good Lender Finance Corporation is a Finnish financial services company and the leading provider of fully automatic credit solutions in Finland. Good Lender offers flexible credit and auto finance to individuals and businesses. The company’s advanced scoring system ensures responsible lending and its own lending system supports business growth also internationally.

Good Lender is a solid and reliable partner with 104% revenue growth over the last three years. In 2018, the company had net sales of EUR 45 million and an operating profit of 44%. Good Lender had 27 employees at the end of 2018.