It is important to be attentive to avoid fraud in credit and debit cards, since a minute of distraction is enough for your date to be in the wrong hands. Today the ways in which someone can clone or take the date of your plastics are very sophisticated.
When you use your card, it is important that you stop doing what you are doing and focus your attention on the handling of your plastic.
Remember the number of your card and the phone number of your bank: it is important that you memorize the number of your card and have your bank number handy, in case of loss, immediately report your card for cancellation. Carry a bank card: If you have several not take risk cards, carry in your wallet or purse only the cards you are going to use, preferably only one. Official ID: Your ID has all your personal information, so there is already the option to delete your address on the card. Avoid leaving your official ID when entering a public building; Deliver another with less information.
Check your mailbox: especially if your account statements reach you in physical. Make sure that envelopes cannot be removed from your mailbox; If you can do it, imagine how many more they can. If possible, request that they be sent to you by email. Cut your cards: When a card is no longer useful, shred it or cut it with scissors. Make sure that no information is legible.
Hire the alerts your bank offers: today most banks offer this service for free. This way you will be aware of the movements in your account; As soon as you detect a strange movement or that you did not do, you can report it and begin a process to not recognize it. Save the receipts: Always save the receipts of the purchases you make, so when your statement arrives you will know what they are charging and you can more easily detect any undue charges. Bank insurance: Know what type of insurance and protection your plastic has.
Check your credit history: at least twice a year; it expresses who has requested information about you and how many credits you have assets; Remember that it is free every 12 months. Verify site security: when you go online shopping, verify site security. If you apply for loans online, you should check that at the end of the http there is an “s”, this indicates that the page is secure. You should not start online banking sessions on public computers.